Skip Your Next Loan Payment

When You Open an FNCU Checking Account!

Make the most of your First Nebraska Credit Union membership when you open a checking account. Because you have a loan with us, you are already a member! These Skip-A-Pay offers are our way of showing how much we appreciate you.

Added Bonus

How It Works

Skip your next month’s loan payment* by opening an FNCU checking account with as little as $50. We’ll even waive the Skip-A-Pay fee!

BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $500 or more per month to your checking account.

Please Note: You must continue to make your loan payment until FNCU confirms your skip-a-pay has been processed. Signed skip form required.

Frequently Asked Questions

Answers to the most common questions that you may have about these Skip-A-Pay offers, along with other important information.

Yes, as long as you are the primary on both the loan and on the new checking account. You can also qualify to skip an additional payment after receiving eligible direct deposits totaling $500 or more** in your new checking account. Since you have a loan with us, you are already a member.
Note: You must continue making your regular loan payment until you receive notice that First Nebraska has confirmed your skip-a-pay request. Additional important skip-a-pay details are in the disclosures below.

First-time users can easily sign up for online banking on our website. It’s quick and simple.

Click here to get started.

Your member number was given to you when you first opened your account with us. If you are not sure what your member number is, please contact an FNCU representative at (402) 492-9100 or (800) 882-0244 and one of our team members will be able to assist you.

  • Complete the application by clicking the Open Online button below,
  • Call (402) 413-9054 to speak with one of our representatives, or
  • Stop by a branch and we will assist you.

Use promo code SCP1126

No, the standard $49 Skip-A-Pay fee is waived for eligible skips earned with this offer.

Yes! At the time of account opening, you can request to receive one by mail, or you can let us know that you'd like to receive an instant-issue card at any of our FNCU locations during lobby hours.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

First Nebraska Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.

Need Further Assistance?

Give us a call at (402) 413-9054 or stop by one of our branch locations.

Use promo code: SCP1126

Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536

*To qualify for this promotion, you must meet all checking account eligibility requirements. Checking account opening Skip a Pay bonus offer is available to members with an existing First Nebraska Credit Union (FNCU) loan who open a new checking account with a minimum deposit of $50, funded at the time the account is opened, using promotion code SCP1126. You can receive only one checking account-related bonus per member and per account. Cannot be combined with any other offers. This offer is not available to existing FNCU checking account holders or members whose checking account has been closed within the past 90 days or closed with a negative balance. Minimum balance to earn the Annual Percentage Yield (APY): Secure Checking – $1,000 (.10% APY); Premier Checking – $2,500 (.95% APY); Select Checking – $100 (.10% APY); Classic Checking does not earn dividends. Rates may change after the account opening. APYs are accurate as of 10/1/2026. You must maintain the required minimum average daily balance to obtain the disclosed APY. Fees could reduce the earnings on the account. All checking products and services are subject to applicable member agreements, terms and conditions. Offer valid through 12/29/2026.


**To qualify for a second Skip Payment under this promotion, the new checking account must receive at least one qualifying Direct Deposit of $500 or more within the first 60 days of account opening. Direct deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person transfers, including but not limited to Venmo, PayPal, Cash App, and similar services, do not qualify as direct deposits.


FNCU reserves the right to deny this request if any FNCU loan is currently delinquent or has a history of delinquency, there are other unpaid obligations to FNCU, the value of the collateral securing the loan is determined to be insufficient, or your loan has been opened less than 6 months. The number of Skip-a-Payments allowed may not exceed two per calendar year. Consecutive monthly payments cannot be skipped. This promotion is limited to qualifying auto loans, second mortgages and unsecured loans. First mortgage real estate loans, lines of credit, and credit card accounts are not eligible.


IMPORTANT NOTE: You must continue to make your loan payment until we confirm your skip-a-pay has been processed. Signed skip form required. You are responsible for stopping payment for the month you are skipping if you’ve set it up through FNCU Online Banking, bill payment service or if your payment is initiated by another financial institution. Interest will continue to accrue during the extension period; this extension will increase the total interest paid and will also extend the loan term past the original maturity date.